Applicon: deep roots in banking
For over two decades, Applicon has worked shoulder to shoulder with Swedish banks, helping them modernize critical systems, meet complex regulatory demands, and improve their ability to innovate. Our team knows the ins and outs of core banking. We’ve led long, difficult SAP implementation projects. And we’ve built lasting relationships with banks who trust us to get the details right, every time.
We also know that banking isn’t just another vertical. It’s an industry with its own language, pressures, and pace. That’s why our work has always been specialized — and why banks have chosen to work with us when they can’t afford to get things wrong.
Pearl: scale, speed, and reach
What Pearl brings is a different kind of strength. As the largest SAP partner in the Nordics, they’ve built a business that knows how to scale fast. With teams across Norway, Denmark, Finland, Iceland, and now Sweden, Pearl has the infrastructure to support large, multi-market clients with complex needs.
They’ve also gone deep into adjacent areas like ERP, HR, finance, and cloud, giving their customers access to a broader set of capabilities across the SAP stack. That kind of reach opens new possibilities for banks who want to connect their core banking systems to the rest of the business and see the full picture.
Together: deeper capability, broader perspective
By merging, we’ve created something new: a company that combines true core banking expertise with wide-ranging SAP capability, and a strong local presence across the entire Nordics. It’s a combination that didn’t really exist before, and one that gives our customers more flexibility, more support, and more confidence when modernizing or scaling with SAP.
Whether you need to rethink your entire core, build out ESG reporting, connect banking data to finance systems, or integrate HR into your broader SAP environment, we’ve got the people, the tools, and the regional presence to make it happen.
What this means for you
If you’re a Nordic SAP customer, this matters. Especially if you’re in banking.
You now have access to a partner that understands both the complexity of your world and the technology that drives it. We can help you modernize your core systems without losing regulatory grip. We can support your growth with localized teams in Sweden, Norway, Denmark, Finland, Iceland — and wherever else you need us.
You don’t have to choose between niche expertise and scale. Between agility and stability. Between innovation and delivery. With Pearl Fintech, you get all of it in one.
Built for what’s next
This move also lets us work more proactively across the Nordic region itself. With a broader team and a shared infrastructure, we can act faster, go wider, and think longer-term. That means more innovation, better service, and stronger relationships — built locally, backed by experience.
It also gives us the muscle to keep investing in what’s next. Public and private cloud. Smarter use of AI. And integrated solutions that connect banking, finance, HR, and ESG in one SAP-driven ecosystem.
Want to see what this new chapter looks like in practice? Get to know Pearl Fintech — what we do, where we’re headed, and how we can support your next transformation.
